Addiction and drug abuse are often considered chronic diseases, ones that can be successfully impacted through prevention services and outpatient drug rehab treatment. Because of this, insurers are able to cover either portions of, or all of, treatment costs.
In most states, current law says HMOs offering group insurance must offer to provide coverage to treat alcoholism. While not required to offer coverage for drug abuse, many insurers include that in their group coverage.
Do not let the cost of rehabilitation become a deterrent. A licensed counselor and / or treatment facility will have the knowledge and ability to navigate the insurance bureaucracy to make sure you get the coverage you need for outpatient drug rehab services.